I need to see real growth in metrics like customer acquisition and trading volume before making a deeper commitment. From what I can tell, the news about EDXM will only be positive for Coinbase if it helps to expand the pie for the crypto industry as a whole. That's right -- they think these 10 stocks are even better buys. Independent nature of EDXM would also restrain the firm from the possibility of conflicts of interest. EDXM needed to prove its utility to stay relevant within the crypto space though. For now, I'm taking a wait-and-see backed crypto exchange with Coinbase. Meanwhile, the EDX exchange would work to accommodate both private and institutional investors.
Westpac will also offer a special four-year fixed rate of 4. For deposit customers Westpac Life total variable rate with bonus interest will increase by 0. Westpac eSaver standard variable rate will increase by 0. The five-month total introductory variable rate for new eSaver customers will increase to 1. Customers will be able to access a new Term Deposit offer of 3. While more than two thirds of customers are ahead on repayments, we recognise after several successive interest rate rises, some may be feeling more financial pressure.
New and existing customers could fix their loan for four years which may provide more certainty over their repayments, or split their loan between fixed and variable rates. From 21 June, Westpac will increase home loan variable interest rates by 0. Westpac is also introducing a term deposit rate of 2. Other deposit interest rates remain under review at this time. Our customers have managed their finances carefully during the pandemic, with many putting more funds aside in their savings and offset accounts.
Customers can use our online mortgage repayment calculator to see how adjusting their loan amount, term or interest rate will impact them or help pay off their loan sooner.
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Any negative balance will be treated as an 'unarranged overdraft'. You may be charged debit interest at an Unarranged Lending Rate. The current Unarranged Lending Rate is: Variable Unarranged Lending Rate1 Calculated daily on the negative balance of your Foreign Currency Account Charged monthly in arrears on the last business day of each calendar month.
Arranged overdraft base rates Interest paid by you to Westpac on overdrafts linked to your Foreign Currency Account overdraft interest rates Interest is charged to you on overdrafts linked to your Foreign Currency Accounts.
Interest is calculated daily on the negative balances of your Foreign Currency Account and paid monthly in arrears on the last business day of each calendar month. Read our Terms , Cookies and Privacy Notice High risk warning: Foreign exchange trading carries a high level of risk that may not be suitable for all investors. Leverage creates additional risk and loss exposure. Before you decide to trade foreign exchange, carefully consider your investment objectives, experience level, and risk tolerance.
You could lose some or all your initial investment; do not invest money that you cannot afford to lose. Educate yourself on the risks associated with foreign exchange trading and seek advice from an independent financial or tax advisor if you have any questions.